It depends on the loan type. You might’ve heard you need 20%, but that’s not always true. Many first-time buyers put down as little as 3–5% with conventional loans, or even 0% with VA or USDA loans. The key is finding the right loan for your situation—and I can connect you with a great lender to walk you through your options.
CONNECT ME TO A LENDERGetting pre-approved for a mortgage is your first move. It shows you what you can afford, gives you confidence when house hunting, and makes you a stronger buyer in a competitive market.
GET PRE-APPROVEDThat depends on your income, credit score, debt, and down payment. You can checkout my mortgage calculator to get a ballpark, but to get the most accurate number, a lender will help you crunch the numbers and give you a realistic price range so you’re shopping smart—not stretching your budget.
That’s when things get exciting! I’ll help you write a competitive offer, negotiate terms, and guide you through inspections, appraisals, and all the steps to get to closing.
LET'S GET STARTED
Brokered By EXP REALTY
250 W 1ST ST STE 180
WINSTON SALEM, NC 27101-4055
Phone: (336) 539-1884
Email: Justin.Byrd@exprealty.com
